All learner drivers who have private driving lessons (lessons provided by someone other than a professional driving school or driving instructor) need to take out a valid learner drivers car insurance policy. Learning to drive isn't cheap. The average cost of learning to drive is now around £1000. Given this figure many learner drivers have additional, free lessons which are provided by a friend, or more commonly a family member. If any learner driver chooses to have these additional, private lessons then they must make sure they are insured to drive the car they have the lesson in. To gain the correct amount of insurance cover they are likely to need specific learner drivers car insurance. Some learners, as well as their parents think that no extra car insurance will be need. That a fully comprehensive car insurance policy will be enough to cover any claim involving a learner driver. This, however is wrong. If you plan to have lessons with a parent, or anyone else other than a professional driving instructor, then you must contact their car insurance company and ask about adding you as a learner driver to their policy. If you don't then you will be breaking the law. If caught by the police they will have the power to confiscate and destroy the wrongly insured car. You could even receive penalty points on your licence before actually passing your test. Due to the risks involved many car insurance companies don't do car insurance for learner drivers and will refuse to add a learner to a parent's car insurance policy. Given this the best way to get valid insurance cover is to get learner driver car insurance in your own name. This will allow the learner to have lessons in a variety of cars. Collingwood Learner Driver Insurance deals specifically with cheap car insurance for learner drivers and provides highly competitive quotes. Prices start at just £17.50 a week. |